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Invest instantly online from £250 and get a return of up to 12%, all loans are secured by the registered first legal charge against the property.
[/vc_column_text][vc_btn title=”Invest Now” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” custom_onclick=”true” css=”.vc_custom_1562684850633{margin-top: 20px !important;}” link=”url:%2Fprojects|||” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’);”][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1561121317060{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;border-left-color: #f1f1f1 !important;border-left-style: solid !important;border-right-color: #f1f1f1 !important;border-right-style: solid !important;border-top-color: #f1f1f1 !important;border-top-style: solid !important;border-bottom-color: #f1f1f1 !important;border-bottom-style: solid !important;border-radius: 3px !important;}”][vc_separator color=”custom” align=”align_left” border_width=”3″ el_width=”10″ accent_color=”#2baae2″][vc_custom_heading text=”ISA (IFISA)” font_container=”tag:h2|text_align:left|color:#476267″ use_theme_fonts=”yes”][vc_column_text]With LendCart’s IFISA you can select individual loans and can invest up to £20,000 tax free (per tax year) receiving the same 12% secured returns.
[/vc_column_text][vc_btn title=”Find out more” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562664445062{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Fisa%2F|title:ISA||”][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1561121329840{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;border-left-color: #f1f1f1 !important;border-left-style: solid !important;border-right-color: #f1f1f1 !important;border-right-style: solid !important;border-top-color: #f1f1f1 !important;border-top-style: solid !important;border-bottom-color: #f1f1f1 !important;border-bottom-style: solid !important;border-radius: 3px !important;}”][vc_separator color=”custom” align=”align_left” border_width=”3″ el_width=”10″ accent_color=”#2baae2″][vc_custom_heading text=”Pension SIPP/ SSAS” font_container=”tag:h2|text_align:left|color:#476267″ use_theme_fonts=”yes”][vc_column_text]Make your pension work harder, use your pension fund to lend with LendCart. This also comes with the flexibility to select the individual loans to lend to.
[/vc_column_text][vc_btn title=”Find out more” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562670646600{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Fpension%2F|title:Pension||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1562677457310{padding-bottom: 20px !important;background-color: #241f46 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”View live projects” font_container=”tag:h4|text_align:left|color:#476267″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”View live projects” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” el_class=”cta-bar-btn” link=”url:%2Fprojects|||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561123410593{padding-top: 40px !important;background-color: #f1f1f1 !important;}”][vc_column][vc_custom_heading text=”How it works” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][vc_custom_heading text=”Select one of our live projects, invest your savings, ISA or by using your pension.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” content_placement=”middle” css=”.vc_custom_1561123416810{padding-bottom: 40px !important;background-color: #f1f1f1 !important;}”][vc_column width=”2/3″][vc_video link=”https://youtu.be/5WD0N5IN4wM”][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1561123305538{padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;}”][vc_column_text]Unlike the banks, you know exactly how your money is being used; you can select and lend money directly to a variety of UK property investments in a variety of different ways.We don’t charge our investors any fees, our aim is to help you to make the most of your hard earned money using our simple and easy to use platform through our live projects, ISA and also by using your pension.[/vc_column_text][vc_btn title=”Download guide” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562854511185{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Fblog%2Fresource%2Fheaton-group-capital-corporate-brochure%2F|title:How%20it%20works||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1562839875086{padding-top: -20px !important;padding-bottom: 0px !important;background-color: #476267 !important;}” el_class=”cta-bar”][vc_column width=”2/3″ css=”.vc_custom_1562839940619{padding-top: -20px !important;}”][vc_custom_heading text=”Earn up to 12% per annum” font_container=”tag:h4|text_align:left|color:%23ffffff” use_theme_fonts=”yes” css=”.vc_custom_1562839953527{padding-top: -20px !important;}”][vc_column_text el_class=”white-p p-sm” css=”.vc_custom_1562769338081{padding-bottom: -40px !important;}”]Your capital is at risk and you may lose all you lend. Peer to Peer investments are not covered by the FSCS. Legal charges secured against UK property, property values may go up or down. Investments are illiquid. See out Risk Statement for more information.[/vc_column_text][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Register here” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” custom_onclick=”true” el_class=”cta-bar-btn” link=”|||” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’); window.scrollTo(0, 125);” css=”.vc_custom_1562839991560{padding-top: 20px !important;}”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561123626946{padding-top: 20px !important;padding-bottom: 10px !important;background-color: #ffffff !important;}”][vc_column][vc_custom_heading text=”Invest with your ISA” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” content_placement=”middle” css=”.vc_custom_1562677792635{padding-bottom: 100px !important;background-color: #ffffff !important;}” el_class=”reverse-row”][vc_column width=”2/3″][vc_single_image image=”280287″ img_size=”large” alignment=”center” style=”vc_box_circle_2″][/vc_column][vc_column width=”1/3″ css=”.vc_custom_1561124920541{padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;}”][vc_separator color=”custom” align=”align_left” border_width=”3″ el_width=”10″ accent_color=”#2baae2″][vc_custom_heading text=”Earn up to 12% tax-free through our innovative finance ISA.” font_container=”tag:h2|text_align:left|color:#476267″ use_theme_fonts=”yes”][vc_column_text]LendCart Property backed ISA is an Innovative Finance ISA and allows investors to receive interest tax-free. In the 2019/ 2020 tax years the ISA allowance is £20,000. This means that you can invest £20,000 in ISA accounts and keep all your investment returns.
As with any investing, your capital is at risk. Tax treatment depends on your individual circumstances and may be subject to change.[/vc_column_text][vc_btn title=”Open an IFISA” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562577566862{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Fisa%2F|title:ISA||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1561123741974{padding-bottom: 20px !important;background-color: #f1f1f1 !important;}”][vc_column width=”1/3″][vc_single_image image=”277505″ img_size=”full” el_class=”google-img”][/vc_column][vc_column width=”2/3″][vc_column_text]
“A highly professional and expert business. I’ve been really impressed by their knowledge and property investment platform.”
[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1562580061950{padding-top: 20px !important;padding-bottom: -20px !important;background-color: #ffffff !important;}”][vc_column][vc_custom_heading text=”Earn More Money for When you Retire” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” content_placement=”middle” css=”.vc_custom_1562580042428{padding-top: -40px !important;padding-bottom: 50px !important;background-color: #ffffff !important;}”][vc_column width=”2/3″ css=”.vc_custom_1561124920541{padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;}”][vc_single_image image=”278708″ img_size=”large” alignment=”center” style=”vc_box_circle_2″ css=”.vc_custom_1562579553641{padding-top: 70px !important;padding-right: 20px !important;padding-left: -20px !important;}”][/vc_column][vc_column width=”1/3″][vc_separator color=”custom” align=”align_left” border_width=”3″ el_width=”10″ accent_color=”#2baae2″][vc_custom_heading text=”If you want better returns from your pension pot, you’ll be glad to hear that you can invest it into a LendCart property project .” font_container=”tag:h2|text_align:left|color:%23241f46″ use_theme_fonts=”yes”][vc_column_text]Learn more about investing with your SIPP or SSAS with LendCart and receive up to 12% a year tax-free with a diversified loan portfolio secured against UK property.Tax treatment will depend on your individual circumstances and may be subject to change in the future.[/vc_column_text][vc_btn title=”Learn More” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562579401079{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Fpension%2F|title:ISA||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1561634763515{padding-bottom: 20px !important;background-color: #71d3f4 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”Make your pension work harder” font_container=”tag:h4|text_align:left|color:#476267″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Register here” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” custom_onclick=”true” el_class=”cta-bar-btn” link=”|||” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’);window.scrollTo(0, 125);”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561125909686{padding-top: 20px !important;background-color: #ffffff !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_custom_heading text=”LendCart Security” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][vc_custom_heading text=”The secured loan investments on the LendCart platform allow you to lend directly to carefully vetted and experienced borrowers.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row css=”.vc_custom_1561125878266{padding-bottom: 20px !important;background-color: #ffffff !important;}”][vc_column width=”1/12″][/vc_column][vc_column width=”1/6″][vc_single_image image=”280302″ img_size=”full” alignment=”center” el_class=”icon-lg”][vc_column_text]
Investments are secured by a registered first charge against the property, the highest level of security on a property
[/vc_column_text][/vc_column][vc_column width=”2/12″][vc_single_image image=”280303″ img_size=”full” alignment=”center” el_class=”icon-lg”][vc_column_text]The maximum loan to value is 70%, giving great protection against market fluctuations
[/vc_column_text][/vc_column][vc_column width=”2/12″][vc_single_image image=”280304″ img_size=”full” alignment=”center” el_class=”icon-lg”][vc_column_text]LendCart offer upmost transparency on the project, the borrower and anyone else involved in the project
[/vc_column_text][/vc_column][vc_column width=”2/12″][vc_single_image image=”280306″ img_size=”full” alignment=”center” el_class=”icon-lg”][vc_column_text]LendCart are an Appointed Representative of rebuildingsociety.com Ltd, a firm authorised and regulated by the FCA
[/vc_column_text][/vc_column][vc_column width=”2/12″][vc_single_image image=”280308″ img_size=”full” alignment=”center” el_class=”icon-lg”][vc_column_text]LendCart only ever fund borrower’s projects after a structured project appraisal and a detailed credit risk approval process
[/vc_column_text][/vc_column][vc_column width=”1/12″][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1561634054485{padding-bottom: 20px !important;background-color: #476267 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”Register to invest” font_container=”tag:h4|text_align:left|color:#fff” use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Register here” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” custom_onclick=”true” el_class=”cta-bar-btn” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’); window.scrollTo(0, 125);”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1562580093815{padding-top: 40px !important;padding-bottom: 20px !important;}”][vc_column][vc_custom_heading text=”What Are The Risks?” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row full_width=”stretch_row” gap=”20″ equal_height=”yes” content_placement=”top” css=”.vc_custom_1562164520850{padding-bottom: 40px !important;}”][vc_column width=”1/2″][vc_single_image image=”278507″ img_size=”full” style=”vc_box_circle_2″][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1561123305538{padding-top: 2% !important;padding-right: 2% !important;padding-bottom: 2% !important;padding-left: 2% !important;}”][vc_column_text]As with any other investment activity, Peer-to-Peer lending carries risk. It important that you understand the risks involved and are comfortable with them before you make any investment decisions.Whilst we as a platform seek to run a well governed and responsible business, we too are a business and susceptible to various market and financial risks. If we as a business fail there is a risk to the administration of your repayments and management of funds. To mitigate this risk, we have put in place an ‘Orderly Wind Down Plan’ to ensure that the platform will continue to distribute repayments and manage your money as expected. All funds are kept in a segregated client account with our Principal which are separated from our own and their business accounts.
Your funds are not protected by the Financial Services Compensation Scheme (FSCS).
Please see our Risk Statement for further details.[/vc_column_text][vc_btn title=”View Risk Statement” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” css=”.vc_custom_1562579799878{margin-top: 20px !important;}” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Frisk-statement%2F|title:Risk%20Statement||”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1561124457538{padding-top: 60px !important;background-color: #71d3f4 !important;}” el_class=”hero-cont”][vc_column][vc_row_inner gap=”20″][vc_column_inner width=”1/3″][vc_custom_heading text=”Refer a friend &” font_container=”tag:h2|text_align:left|color:#476267″ use_theme_fonts=”yes” el_class=”heading-font-md”][vc_custom_heading text=”Earn up to £250″ font_container=”tag:h2|text_align:left|color:#476267″ use_theme_fonts=”yes” el_class=”heading-font-lg”][vc_column_text el_class=”white-pj”]Invite a friend to invest with LendCart and you will get up to £250 in cash when they complete their first project.[/vc_column_text][vc_btn title=”Invite your friends” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” css=”.vc_custom_1562689315687{margin-right: 20px !important;}” link=”url:%2Fdashboard%2F|||”][/vc_column_inner][vc_column_inner el_class=”hero-img-col” width=”2/3″][vc_single_image image=”277964″ img_size=”large” alignment=”center” el_class=”hero-img”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561125909686{padding-top: 20px !important;background-color: #ffffff !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_custom_heading text=”Do you Have a question?
Maybe it’s Answered below?” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][vc_custom_heading text=”We’ve answered five of our FAQs which hopefully will help!” font_container=”tag:h3|text_align:center|color:#476267″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row css=”.vc_custom_1561372295796{padding-bottom: 30px !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_toggle title=”1. When will I recieve my returns from my investment?” style=”simple” el_class=”toggle-row”]Interest on your loan investment will be paid at the end of the loan term after the borrow of your money has repaid the amounts due.[/vc_toggle][vc_toggle title=”2. How will my investment be used?” style=”simple” el_class=”toggle-row”]That depends. Each loan opportunity will be different although they will all be property related. The loan will be used by the borrower for the reasons stated in the loan opportunity. For example, one loan may be used to fund a Below Market Value property purchase whereas another may be used for a property conversion project.[/vc_toggle][vc_toggle title=”3. Do LendCart have experience in property?” style=”simple” el_class=”toggle-row”]Yes. The team at LendCart have over 50 years combined experience in the property sector. This experience includes property investment, property development and property sourcing across the UK.[/vc_toggle][vc_toggle title=”4. I’m not a UK resident, can I invest?” style=”simple” el_class=”toggle-row”]Yes. You will still have to pass the same investor accreditation process as all other investors, but your location will not impact your ability to invest.[/vc_toggle][vc_toggle title=”5. Are LendCart regulated?” style=”simple” el_class=”toggle-row”]Yes. LendCart is an Appointed Representative (ref no. 826510) of rebuildingsociety.com Ltd, a firm authorised and regulated by the Financial Conduct Authority (FCA) under firm registration number 656344. [/vc_toggle][vc_btn title=”View all FAQs” style=”custom” custom_background=”#2baae2″ custom_text=”#ffffff” shape=”square” align=”center” link=”url:http%3A%2F%2Fhg.whitelabelcrowd.fund%2Ffaqs%2F|title:FAQs||”][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][visitor][/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][visitor][/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561372291207{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f1f1f1 !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_custom_heading text=”2 Minutes to Join our Community of 1000s of Investors” font_container=”tag:h2|text_align:center|color:#476267″ use_theme_fonts=”yes”][vc_custom_heading text=”Register today and begin earning up to 12% interest per year.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row]