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[vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1651739871133{padding-top: 60px !important;background-color: #264641 !important;}” el_class=”hero-cont”][vc_column][vc_row_inner gap=”20″][vc_column_inner offset=”vc_col-lg-4 vc_col-md-12 vc_col-xs-12″][vc_custom_heading text=”The Heaton Group ISA” font_container=”tag:h2|text_align:left|color:%23ffffff” use_theme_fonts=”yes” el_class=”heading-font-md”][vc_custom_heading text=”Up to 12%” font_container=”tag:h2|text_align:left|color:%23ffffff” use_theme_fonts=”yes” el_class=”heading-font-lg”][vc_column_text el_class=”white-p”]Our Innovative Finance ISA makes it quick and easy to invest, making your money work harder with tax free returns.[/vc_column_text][vc_btn title=”Open an IF-ISA” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#241f46″ shape=”square” custom_onclick=”true” css=”.vc_custom_1562774433060{margin-right: 20px !important;}” link=”|||” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’); window.scrollTo(0, 125);”][vc_btn title=”Transfer your ISA” style=”custom” custom_background=”#ffffff” custom_text=”#241f46″ shape=”square”][vc_column_text el_class=”white-p p-sm”]Capital at risk. Tax treatment depends on your individual circumstances and subject to HMRC requirements.[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”hero-img-col” offset=”vc_col-lg-8 vc_col-md-12 vc_col-xs-12″][vc_single_image image=”277976″ img_size=”large” alignment=”center” el_class=”hero-img”][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561123410593{padding-top: 40px !important;background-color: #f1f1f1 !important;}”][vc_column][vc_custom_heading text=”Our ISA process is as simple as 1, 2, 3.” font_container=”tag:h2|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][vc_custom_heading text=”Do you want better returns from your existing ISA? If the answer is yes, you’ll be glad to hear that you can now transfer your current ISA to Heaton Group Innovative Finance ISA completely free of charge.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][vc_column_text]If you’d prefer to invest your tax-free allowance with Heaton Group and receive up to 12% a year tax-free with a secured investment against UK property, here’s what you need to do:[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1562583856103{padding-top: px !important;padding-bottom: 10px !important;background-color: #f1f1f1 !important;}”][vc_column width=”1/3″][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner width=”1/3″][vc_single_image image=”280310″ img_size=”medium” alignment=”center” el_class=”icon-lg”][/vc_column_inner][vc_column_inner width=”2/3″][vc_custom_heading text=”Ways That you can Invest” font_container=”tag:p|text_align:left|color:%23241f46″ use_theme_fonts=”yes” el_class=”text-center-768″][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/3″][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner width=”1/3″][vc_single_image image=”280311″ img_size=”medium” alignment=”center” el_class=”icon-lg”][/vc_column_inner][vc_column_inner width=”2/3″][vc_custom_heading text=”Once activated, open an ISA account” font_container=”tag:p|text_align:left|color:%23241f46″ use_theme_fonts=”yes” el_class=”text-center-768″][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/3″][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner width=”1/3″][vc_single_image image=”280312″ img_size=”medium” alignment=”center” el_class=”icon-lg”][/vc_column_inner][vc_column_inner width=”2/3″][vc_custom_heading text=”Add funds to your ISA, or transfer an existing ISA over” font_container=”tag:p|text_align:left|color:%23241f46″ use_theme_fonts=”yes” el_class=”text-center-768″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1651739939111{padding-bottom: 20px !important;background-color: #264641 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”Download our free ISA Guide” font_container=”tag:h4|text_align:left|color:%23ffffff” use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Download now” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” css=”.vc_custom_1561635088560{margin-right: 20px !important;}” el_class=”cta-bar-btn”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561123410593{padding-top: 40px !important;background-color: #f1f1f1 !important;}”][vc_column][vc_custom_heading text=”Key ISA Benefits” font_container=”tag:h2|text_align:center|color:%23264641″ use_theme_fonts=”yes”][vc_custom_heading text=”Reasons to join our community of investors…” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”middle” css=”.vc_custom_1561375505648{background-color: #f1f1f1 !important;}”][vc_column width=”1/2″][vc_row_inner content_placement=”middle” el_class=”icon-with-text”][vc_column_inner width=”1/4″][vc_single_image image=”280314″ el_class=”icon-sm”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text el_class=”text-center-768″]Your ISA can earn up to 12% pa tax free[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][vc_row_inner content_placement=”middle” el_class=”icon-with-text”][vc_column_inner width=”1/4″][vc_single_image image=”280315″ el_class=”icon-sm”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]

Diversify and spread your risk across projects

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A HMRC and FCA approved company

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No fees to invest. Not now, not ever.

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All investments are secured by first legal charges

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″][vc_row_inner content_placement=”middle” el_class=”icon-with-text”][vc_column_inner width=”1/4″][vc_single_image image=”280319″ el_class=”icon-sm”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]

You know exactly how your money is being used

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561374195306{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column][vc_custom_heading text=”Government Initiative” font_container=”tag:h2|text_align:center|color:%23264641″ use_theme_fonts=”yes”][vc_custom_heading text=”With backing from the UK government, showing their confidence in the sector, there is now encouragement to invest in property through peer-to-peer lending.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][vc_column_text]The IFISA is a category of ISA which was launched in April 2016 for UK taxpayers. Previously, there have been two main types of ISA: Cash ISAs and Stocks and Shares ISAs. Similar to these ISAs, the IFISA allows you to invest money without paying personal income tax. This enables you to invest your money into the growing Peer to-Peer market.

Each tax year, you get an allowance of up to £20,000 to put into ISAs which you can distribute across your ISAs. In addition you can transfer your previous year’s ISA investments into your IFISA.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1651739973334{padding-bottom: 20px !important;background-color: #264641 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”Register for an ISA today” font_container=”tag:h4|text_align:left|color:%23ffffff” use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Register here” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#2baae2″ shape=”square” custom_onclick=”true” css=”.vc_custom_1562756896774{margin-right: 20px !important;}” el_class=”cta-bar-btn” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’); window.scrollTo(0, 125);”][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561374686566{padding-top: 40px !important;padding-bottom: 40px !important;}”][vc_column][vc_custom_heading text=”Interest Calculator Tool.” font_container=”tag:h2|text_align:center|color:%23264641″ use_theme_fonts=”yes”][vc_custom_heading text=”Our simple calculator tool allows you to calculate the returns over any period on any speciifed amount, enabling you to compare them to the annualised returns of a Heaton Group ISA investment.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][vc_raw_html el_id=”isa_loan_calculator”][/vc_raw_html][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” equal_height=”yes” content_placement=”top” css=”.vc_custom_1651739992733{padding-bottom: 20px !important;background-color: #264641 !important;}” el_class=”cta-bar”][vc_column width=”2/3″][vc_custom_heading text=”Register for an ISA today” font_container=”tag:h4|text_align:left|color:%23ffffff” use_theme_fonts=”yes”][/vc_column][vc_column width=”1/3″ el_class=”cta-bar-column”][vc_btn title=”Register here” style=”outline-custom” outline_custom_color=”#ffffff” outline_custom_hover_background=”#ffffff” outline_custom_hover_text=”#241f46″ shape=”square” custom_onclick=”true” css=”.vc_custom_1562756946266{margin-right: 20px !important;}” el_class=”cta-bar-btn” custom_onclick_code=”event.preventDefault(); jQuery(‘#register_form_background’).css(‘display’,’block’); jQuery(‘#register_form’).css(‘display’,’block’); window.scrollTo(0, 125);”][/vc_column][/vc_row][vc_row][vc_column][vc_column_text][visitor][/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row” css=”.vc_custom_1561126409842{padding-top: 60px !important;padding-bottom: 60px !important;background-color: #f1f1f1 !important;}”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″][vc_custom_heading text=”It Takes 2 Minutes to Create a Free ISA Account” font_container=”tag:h2|text_align:center|color:%23264641″ use_theme_fonts=”yes”][vc_custom_heading text=”Register today and begin earning up to 12% interest per year.” font_container=”tag:h3|text_align:center|color:%23241f46″ use_theme_fonts=”yes”][/vc_column][vc_column width=”1/6″][/vc_column][/vc_row]